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Fees may apply to specific products and services. Switch offer T&Cs and restrictions apply. A joint bank account could make sense if you're looking to share your Select or Reward account with someone you trust. If you're not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You can't apply directly for this current account. Top up instantly from another bank with Add money. View your subscriptions in one place to track regular payments. Lock and unlock your card anytime for extra peace of mind. App Store and Google Play Store™ ratings correct as of April 2026. Credit score: 18+, UK resident, data from TransUnion. The Current Account Switch Service will move everything from your old account over to us in 7 working days. Let us know in your application if you want to switch bank accounts and when to get the ball rolling. Click the links below to find out more. Eligible deposits with us are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. Read the FSCS Leaflet (PDF, 665KB) to find out more. Find out more about how we protect your money everyday. Visit our Security Centre to support you stay safe and avoid scams when banking with us. See how we've performed in key service areas and view details on how we support all personal banking customers.

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Open a current account and switch to us Apply for a Select or Reward account and request and complete a full switch to us from another bank using the Current Account Switch Service. Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours. Log in to our mobile app - This can be done on any device that supports the NatWest mobile banking app. When you've met these conditions, we'll pay £200 into your eligible account within 30 days. You won’t be eligible if you or anyone on the account has previously received a NatWest Group cash switch incentive, or if you’re switching an account from NatWest Group (Royal Bank or Ulster Bank).

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